Unravel the mysteries.
Get a complete, Daft‑AI‑powered comparable market analysis on any property. Covering everything from public records, AVMs, comps, permits, and taxes, to trending-revealing charts, POI's and more into a clear CMA to accelerate your home purchase experience in Moea.
What Refract CMA Uncovers
When you run a Refract CMA on a property in Moea, you’ll see a report organized into modules—each one answering a practical question. Designed for people who want more than a sales pitch—first‑time buyers, side‑hustle investors, house hackers, early‑career agents, and homeowners planning a move—Refract CMA balances depth with clarity. No jargon for jargon’s sake. Just the truth about a property, shown with context.
1) Identity & Basics
Parcel and lot details, year built, building class; beds, baths, square footage, lot size (with source); zoning snapshot (where available) and permitted uses.
2) Ownership & Taxes
Ownership details from public records (where available); assessed value, tax rate, multi‑year history; exemptions or assessment shifts that can affect carrying costs.
3) Sales History & Comps
Prior sales with dates and prices; comparable sales and actives picked by proximity, recency, and similarity; price‑per‑sq‑ft distribution and outlier detection.
4) Permits & Work History
Building, electrical, plumbing permits and statuses (when published); a timeline of notable renovations or additions; flags like stalled or failed inspections (where available).
5) Risk & Resilience
Environmental layers such as flood or fire risk (availability varies by area); zoning overlays, easements, and conservation areas (where published); insurance‑relevant signals and historic event notes when accessible.
6) Neighborhood Pulse
Days‑on‑market trends, list‑to‑sale ratios, absorption rates; inventory shifts and seasonality; price momentum by segment (e.g., condo vs. single‑family).
7) Rental Lens (if relevant)
Estimated rent and price‑to‑rent ratios; neighborhood rent comps and vacancy indicators (where available); high‑level yield metrics to set expectations.
8) The Paper Trail
Source badges on every critical field; data “as‑of” timestamps for transparency; notes on regional coverage or gaps where records are limited.
AVMs, Demystified: More Than a Single Number
Automated Valuation Models can feel opaque. Moea shows AVMs as a range, accompanied by confidence and the drivers that matter—recent local sales, property attributes, and neighborhood momentum.
- ✔Valuation Range: a bounded estimate instead of false precision.
- ✔Confidence Indicator: robustness given activity and comp quality.
- ✔Contextual Notes: what’s driving the range—permits, outliers, lot size.
- ✔Not an appraisal—use with comps, permits, and context to sharpen judgment.
Charts & “Statisticals”: Clarity You Can See
Raw numbers convince; good charts explain. Refract CMA translates property and market data into visual summaries built for quick understanding.
- ✔5‑Year Price‑Per‑Sq‑Ft Trend
- ✔Comparable Sales Distribution
- ✔Tax History Bar Chart
- ✔Days‑on‑Market & Inventory Lines
- ✔Permit Timeline
- ✔Price‑to‑Rent Ratio
Introduction: From Address to Answer
Most property tools stop at the surface: a few photos, a price, a promise. Refract CMA in Moea goes further. Enter an address—or select a property inside the app—and you get a full, evidence‑based comparable analysis. Think of it as an X‑ray for real estate. One tap turns scattered data into a coherent story you can act on.
Tools like Refract are built to educate you throughout your home‑purchase experience in Moea. Capabilities like this are typically behind a paywall and reserved for licensed real estate agents, but Moea brings them to you directly. Refract is one feature among many in the Moea app, giving you, the homebuyer, the tools you need to move end‑to‑end from Search to Close with confidence.
Why This Matters Now
The 24–40 crowd is buying first homes, house hacking spare bedrooms, or weighing a small multi‑family. Time is tight, risk tolerance is real, and the stakes are high. Listings are marketing. Public records are scattered. Refract CMA connects these worlds—fast—so you can make decisions based on evidence, not hunches.
How to Use Refract CMA in Moea
- Open Moea.
- Enter an address or select a property inside the app.
- Run Refract CMA.
In seconds you’ll see an interactive report you can scan top‑down or jump between modules. Save it, revisit it, or line it up against another property to compare.
(Availability of specific data elements varies by region. When a data layer isn’t published in an area, the report won’t pretend it is—we label gaps clearly.)
What Sets Refract CMA Apart
- ✔Depth with context: not just “what,” but “so what.”
- ✔Transparency by default: source badges and timestamps throughout.
- ✔Signal over noise: smart comp selection and outlier spotting.
- ✔Range‑based valuations: less false precision, more practical guidance.
- ✔Actionable design: clean charts, plain language, quick takeaways.
Real‑World Scenarios
The First‑Time Buyer
You love the photos, but the price feels ambitious. Refract CMA reveals recent nearby sales at lower price‑per‑square‑foot and shows no permits for the “full gut” renovation touted in the listing. Your negotiation stance just found its footing.
The Investor Screening Deals
You run a dozen addresses after work. One report shows stable rent comps and a tax history that hasn’t spiked; another flags an insurance‑relevant risk you’d rather avoid. You save hours and sidestep headaches.
The Homeowner Planning a Move
You’re timing a sale. Refract CMA’s neighborhood pulse shows inventory tightening and days‑on‑market shrinking. You pick a window, price with confidence, and step into the market knowing the local trend, not the rumor.
Responsible Data, Real Limits
Property research must be responsible. Refract CMA focuses on property data from public and licensed sources. We display where a field comes from and when it was last updated. Some data may be delayed by public‑agency timelines or temporarily unavailable in your area. Use Refract CMA as high‑quality decision support—not as legal, tax, or appraisal advice. For formal determinations, consult the relevant professionals.
Quick FAQ
Is this an appraisal?
No. It’s an evidence‑driven comparable market analysis (CMA) with AVM ranges, comps, and context.
How accurate are AVMs?
Accuracy depends on the volume and quality of local sales, data freshness, and how typical the property is. Moea shows confidence levels and why the model says what it says.
Will Refract CMA show every permit or lien?
We surface what’s published and accessible. Coverage varies by jurisdiction; we label gaps and include source notes and timestamps.
Can I compare properties?
Yes—run Refract CMA on multiple addresses and contrast their key stats, trends, and risk profiles.
The Bottom Line
Real estate rewards clarity. Refract CMA in Moea turns an address into a narrative—value, risk, history, and momentum—so you can move from curiosity to conviction. Whether you’re buying a first home, evaluating an investment, or timing a sale, this report shows what’s typically invisible and explains why it matters. Open Moea, run Refract CMA, and see the whole property—top to bottom.