Purchase savings, enhanced daily Muse AI support, and expanded Home Buying Assistance. All under one roof. Only in Moea.
Base 0.5% savings
Base 0.5% savings on eligible $100k+ Moea purchases, with more ways to save on top.
Unlocked must be active before offer submission on qualifying purchases.
Partner lender and title boosts may raise total savings up to 1% where offered and approved. Credits accrue monthly up to the current $1k cap while membership stays active.
Across Moea
More daily Muse support, mortgage relationship information, and more room to keep active offers moving in the same Moea experience.
Muse AI
Keep Muse closer by through busier search days, planning, and next-step review.
Mortgage benefits
See lender-provided terms where offered and approved.
Purchase More
Keep more active offers moving inside Moea while Unlocked stays active.
Separate program terms
Support for life milestones and special buying needs with active Unlocked membership.
Home Buying Assistance is discretionary, not guaranteed, and applies only toward eligible closing costs on approved Moea purchases after review and documentation verification.
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$1,000 closing benefit plus a locked future-child benefit.
Up to $500 toward closing costs after review.
Up to $500 with qualifying veteran documentation.
Up to $250 through respectful checklist-based review.
Mortgage relationship information
See how Presidential Bank Mortgage may support qualifying Moea purchase activity while provider choice, approval, and disclosure terms stay clear.
Partnered mortgage company
A 25 bps rate benefit may be available through Presidential Bank Mortgage where offered and approved.
Review affiliated business disclosure